80. How can I get a copy of my credit report?

You can order your report from one or more of the three major credit reporting companies: Equifax, TransUnion and Experian. The federal Fair Credit Reporting Act (FCRA) entitles you to one free copy of your credit report if: 1) you have been denied credit within 60 days of being denied credit due to information on your credit report; 2) you are unemployed and are looking for work; 3) you are on public assistance; or 4) you think there are errors in your report due to fraud. If you do not qualify to receive a free credit report, you can order one for $8.50 from one of these three credit bureaus:

Equifax
800-685-1111
P.O. Box 740241
Atlanta, GA 30374

Trans Union
800-888-4213
P.O. Box 1000
Chester, PA 19022

Experian
888-397-3742
P.O. Box 2104
Allen, TX 75013-2104