66. What happens after I file bankruptcy?

The bankruptcy court mails each of the creditors you list in your bankruptcy schedules a “Notice of Commencement of Case,” notifying them that you have filed bankruptcy and the date of the First Meeting of Creditors.

About a month or two after you file your bankruptcy petition, you will be required to attend a hearing called the First Meeting of Creditors. This hearing will not be in front of a judge but will be conducted by an individual appointed by the United States Trustee to be the trustee to oversee your case. The trustee will ask you questions under oath regarding your assets and liabilities, and the paperwork you filed with the court.

Normally, the Bankruptcy Court will automatically grant an Order of Discharge closing your bankruptcy case about 60 to 80 days after the First Meeting of Creditors.