First, make sure the creditor is aware that you filed bankruptcy by giving him your case number or a copy of the first page of your bankruptcy petition showing that it has been filed with the court. If the creditor does not immediately stop all collection efforts, please let your attorney know so that the attorney can handle the matter. If a creditor willfully violates the automatic stay the creditor may be held in contempt of court and subject to pay your actual damages, costs, attorney fees and in some circumstances even punitive damages, and may even be subject to incarceration.
62. What if my creditors ignore the automatic stay?
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